Who needs professional liability insurance?

Many occupations should consider purchasing professional liability insurance. Each business has unique risks that need to be protected. If you live in the Amityville, NY area, reach out to The Budde Agency Inc. to assist in designing a custom professional liability policy that is right for your business.  

Contractors 

As all contractors know whether it is a small project or a big project, there are plenty of things that can go wrong throughout the process. Construction work can lead to various professional liability claims. A client can accuse you of not doing work in the same manner that was agreed to when you were hired. Also, any construction delay could lead to a professional liability claim even if the cause of that delay was out of your control. 

Personal Trainer 

The nature of the personal training business can often lead to client injuries. It is very easy for a client to turn around and claim you did not perform your job correctly and caused their injury. As a result, you could be forced to cover their medical bills in addition to damages for pain and suffering. A professional liability policy will shield you and your business from these types of claims. 

Photographers 

Photographers should always consider purchasing a professional liability policy. As a photographer, in the event you fail to produce the pictures you agreed to, you could be on the hook for a large sum of damages. Imagine if your equipment broke and you could not take photos of the bride and groom on their wedding day, the cost to make that client whole would be substantial. A professional liability policy can give you peace of mind that your business is protected. 

If you are unsure if a professional liability policy is right for you, reach out to an agent at The Budde Agency Inc. today. We proudly serve the Long Island and Amityville, NY area.